Posts

Perceptions and challenges of using smart wallet In the context of microfinance On small entrepreneurs in Gorontalo city

  Rahmat Nasila 1 * ……. 2 1 Bataan Peninsula State University, Balanga Campus, College of Education, Philippines 2 University of Toronto, St. George Campus, College of Science, Canada 1   https://orcid.org/0000-0002-1825- 0097 2   https://orcid.org/0000-0002-1825- 0099 *corresponding author: rahmat131@ubmg.ac.id   Abstract This research aims to explore the perceptions of small entrepreneurs in Gorontalo City regarding the use of smart wallets in managing their business finances, as well as identifying the challenges faced in implementing smart wallets in the context of microfinance. The main focus of this research is on an in-depth understanding of the views and experiences of small entrepreneurs regarding the benefits, risks and barriers in adopting smart wallets for their business activities. This research uses a qualitative approach with in-depth interview methods and observations of small entrepreneurs in Goro...

Extraction and Characterization of Pectin from Lanzones (Lansium domesticum) Fruit Peel

  Julian Rafael E. Tria* Arjel Emmanuel S. Garcia John Kristian J. Regis Ronnie I. Santiago Jr. Mary Criselda M. Ligsanan Balanga City National Science High School, Bagumbayan, Balanga City, Bataan, Philippines *corresponding author: julianrafaeltria371@gmail.com   Abstract The peel of Lanzones (Lansium domesticum) is an underutilized waste generated from the consumption of Lanzones fruits in the Philippines, yet it holds untapped potential for manufacturing other products rather than being discarded. Pectin was extracted from Lanzones peels using four different extraction conditions involving acid hydrolysis: (2 pH, 75 ℃ ), (2 pH, 95 ℃ ), (3 pH, 75°C), and (3 pH, 95 ℃ ). After the completion of all the extraction procedures, the pectin yield was then calculated, resulting in 18.15%, 10.42%, 3.31%, and 4.72%, respectively. After the extraction, the pectin was stored together and used to evaluate and differentiate its properties, utilizing...

THE POLEMIC OF PUBLIC POLICY IMPLEMENTATION IN INDONESIA UNDER JOKO WIDODO GOVERNMENT

  Sitti Nurtina Bina Mandiri , University of Gorontal   Faculty of Government and Public Sector, Indonesia sittinurtina92@ubmg.ac.id ABSTRACT Policies are made to answer the needs of the community, from cities to remote areas. Hopefully, this will be reflected in policymaking in the present and the future. Public policies are governmental decisions and are the result of activities that the government undertakes in pursuance of certain goals and objectives. It can also be said that public policy formulation and implementation involves a well-planned pattern or course of activity. Public policy implementation is an implementation process in terms of realizing public policy goals that have been set by the government. Policy implementation is a practical stage and is distinguished from policy formulation which can be seen as a rhetorical stage. Policy implementation activities will certainly be welcomed with joy by the community if the designation of the policy is truly f...

Development and evaluation of food products incorporated with Carabao Mango (Mangifera indica var. carabao) pulp powder

 Rowena Valerio, Alvin James Gonzales, Adrian Perdio     Abstract   The study focused on the development and evaluation of Carabao mango pulp powder and its applications in food formulations. The study detailed the physical and nutritional characteristics of the developed powder, conducted evaluations of the resulting food items for both sensory appeal and nutritional content and determined their shelf life and cost-effectiveness. The findings revealed that the powder retained crucial pulp qualities and remained stable during six months of room temperature storage, with a yield of 20%. The substantial reduction in volume while preserving essential nutrients offered practical logistical benefits. The powder could be efficiently rehydrated and easily integrated into various food formulations. Products developed using the powder demonstrated nutritional quality comparable to similar market offerings and garnered high sensory acceptance. Incorporating the powde...

ACCELERATING VILLAGE FUND DISTRIBUTION STUDY TO SUPPORT THE ACHIEVEMENT OF THE 4+1 PRIORITY PROGRAM IN WEST SULAWESI

  Karnoto 1 , Tri Frida Suryati 2 , William Indra S Mooduto 3 1.2. Universitas Muhammadiyah Mamuju, Indonesia 3. Universitas Bina Mandiri Gorontalo, Indonesia         E-mail: 1 karnoaan06@gmail.com , 2 suryatitrifrida@gmail.com , 3 willsmood@ubmg.ac.id Abstract This research aims to identify the mechanisms for accelerating the disbursement of village funds to support the achievement of priority programs outlined by the provincial government of West Sulawesi. These programs primarily focus on reducing stunting, extreme poverty, school dropouts, high rates of child marriage, and inflation control in the region. Data collection methods involve interviews, and data analysis is conducted through the interpretation of subjective informant understanding, subsequently refined by the researcher.   The research findings indicate that the mechanism for accelerating the disbursement of village funds to support the 4+1 priority programs in...

Current Trends of Application of The Activity Based Costing System Method in Hospitals; A Review

  Amnatia R Abdullah Bina Mandiri Gorontalo State University, Indonesia https://orcid.org/0000-0003-1098-9214 *corresponding author: tia@ubmg.ac.id Abstract The purpose of this literature review is to review how the application of inpatient service rates using the Activity Based Costing system. Activity-based costing (ABC) is a method for determining actual costs. Although ABC is a relatively new innovation in cost accounting, it is quickly being adopted by companies in many industries, within governments, and other organizations. Given current practice, this paper emphasizes understanding the needs and the importance of ABC costs in the organization. The literature review method used is to analyze literature selected from several sources so that it becomes a conclusion and becomes a new idea.   The results of research-based journals are the Activity Based Costing system has proven its effectiveness and efficiency which makes some hospitals that still use traditional cal...

Analyzing Disaster Frame Messaging and Its Impact on Risk Perception Among College Students

  Cynthia M. Ronquillo, Rowell G. de Guia, Zenaida D. Dela Rosa, Maritess C. Dela Vega, Gabriel Jessie T. Guevarra, Lorna R. Rolda Bataan Peninsula State University Department of Arts and Sciences Abstract Message frames are taken differently by different people so this study aims to analyze the impact of disaster risk frames on the risk responses of third-year BA Communication students’ risk responses on four disaster risk frames about the “Big One” The mixed method design was used in the study. A survey questionnaire and a focus group discussion were used in the study. Purposive sampling was used and there were 35 respondents of which 8 were interviewed for the focus group discussion. It was found that there had been a higher positive response with frames highlighting positive tones. On the other hand, there had been negative responses when disaster risk frame messages were started with negative tones. Furthermore, the risk responses of the respondents were anchored on ...