Perceptions and challenges of using smart wallet In the context of microfinance On small entrepreneurs in Gorontalo city
Rahmat Nasila 1 * ……. 2 1 Bataan Peninsula State University, Balanga Campus, College of Education, Philippines 2 University of Toronto, St. George Campus, College of Science, Canada 1 https://orcid.org/0000-0002-1825- 0097 2 https://orcid.org/0000-0002-1825- 0099 *corresponding author: rahmat131@ubmg.ac.id Abstract This research aims to explore the perceptions of small entrepreneurs in Gorontalo City regarding the use of smart wallets in managing their business finances, as well as identifying the challenges faced in implementing smart wallets in the context of microfinance. The main focus of this research is on an in-depth understanding of the views and experiences of small entrepreneurs regarding the benefits, risks and barriers in adopting smart wallets for their business activities. This research uses a qualitative approach with in-depth interview methods and observations of small entrepreneurs in Goro...